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Honest answers about roof replacement, insurance claims, and home restoration in Somerset County, NJ. No fluff, no pressure.

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🛡️ Insurance Claims

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Yes — in most cases. If your roof was damaged by a storm, hail, or high winds, your homeowner's insurance policy typically covers the full cost of replacement, minus your deductible. New Jersey experiences frequent nor'easters, hail storms, and high-wind events that qualify as covered perils. The key is documenting the damage correctly and filing the claim within your policy's time window. RESTORHIVE provides free inspections specifically to identify storm damage and help you determine if a claim is worth pursuing.

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